Passion for innovation, commitment to transparency

For over 25 years, 4C Digital has been transforming the way companies communicate, manage credit, and optimize their collections processes. We combine data intelligence, personalized service, and multichannel strategies to promote our clients' financial health. Our team's strength lies in the combination of technology, experience, and a clear purpose: to create solutions that generate real and lasting value.

0 %

Reducing default

+ 0

Years of experience

+ 0

Customers served

+ 0 %

Of national presence

+ 0

MI

From customers in collection

+ 0

MI

Millions of monthly shots

Discover how we structure communication journeys effective and hyper-personalized.

More than technology: commitment to the financial health of companies and people

We are a technology hub created to transform the way companies manage communication, credit, and collections. With over 25 years of experience, we combine data intelligence and personalized service to promote the financial health of our clients. We believe that solid results arise from the combination of technology, purpose, and values that guide our team's every action.

Purpose

Promoting the financial health of companies and customers through technology and innovation

Our Values
  • We work with the truth;
  • We are immune to the limitations of the ego;
  • We encourage the attitude of always being one step ahead;
  • We face adversity with resilience;
  • We are firm in our commitments.

The leadership that inspires the evolution of 4C Digital

4C Digital is led by professionals with extensive experience in communications, credit, and collections. Marcela Bello and Marcelo Ninho have combined their expertise and passions to build a company that combines technology, purpose, and results. Our founders' vision for the future is what drives us to always be one step ahead.

Our trajectory of innovation and transparency

2015

Beginning of the founders' journey in transforming collections and customer relationship operations.

2018

Development of the first intelligent solutions focused on credit analysis and customer behavior.

2025

Our goal is to apply artificial intelligence to all our services to establish ourselves as a leader in innovation in the credit and collections sectors.

2017

Implementation of multichannel communication strategies and integration of the first data systems.

2024

Rebranding of 4C Digital as a technology hub for communication, credit and collections and expansion of our service ecosystem.

Our trajectory of innovation and transparency

Recognition that further drives our commitment

Learn about the experiences of those who have already transformed their processes with 4C Digital.

4.9

/86 reviews

Companies that trust 4C Digital throughout Brazil

Connect your company to those who transform innovation into results

Count on 4C Digital to boost communication, intelligently recover debt, and build a solid financial trajectory. We're ready to be your strategic partner.

Be part of the transformation that connects innovation and results

We're looking for talent who shares our passion for innovation, technology, and excellence. If you believe in the power of transformation and want to make a difference, send your resume and come evolve with 4C Digital.

Internal Reporting Channel

The Internal Reporting Channel is exclusively for 4C Digital employees, suppliers and customers to receive reports of fraud, theft, robbery, illegal acts, suspected money laundering, corruption and/or unethical issues.

Data Protection Officer (DPO)

This channel is exclusively for communications related to the protection of personal data, as provided for in the LGPD.

Responsible:

Lucas Diano